Standard Fee Schedule
FEE CODE | FEE SCHEDULE | Yes or No | Frequency | AMOUNT | ALL OTHERS | FHA |
---|---|---|---|---|---|---|
Payment short | no | $50. threshold | $50. threshold | $50. threshold | ||
1 | Late Fees* | Yes | 1 per month/16 days late | as a percentage | 4% ** | 4%*** |
2 | Insufficient Funds | Yes | 1 per item returned | $20.00 | $20.00 | |
3 | Assumption | Yes | $900.00 | $900.00 | $900.00 | |
4 | Mailing | n/a | n/a | n/a | n/a | n/a |
5 | Other: Payoff Fax Fee | Yes | $5.00 | $5.00 | ||
6 | Lien Release/Recording Fee | Yes | As requested | State Specific | not allowed | |
7 | Payoff Statement | Yes | As requested | State Specific | $10.00 | 2 free per year / $5.00 |
8 | Other: Pay by Phone (Agent) | Yes | $10.00 | $10.00 | ||
Duplicate 1098 | No | free on web | $10.00 | $5.00 | ||
Assumption prep/credit | Yes | $45.00 | $45.00 | $45.00 | ||
3 | Assumption Fee | $900.00 | $900.00 | $900.00 | ||
Modification | Yes | $100.00 | $100.00 | $100.00 | ||
Title Transfer | No | |||||
Property Inspection | Yes | $19.50 | $19.50 | |||
Copy: Note, DOT, HUD-1/CD | Yes | $10.00 | $10.00 | $5.00 | ||
Other: Subordination Fee | Yes | $250.00 | $250.00 | n/a | ||
Other: Payment History | No | free on web | $5.00 | $5.00 | ||
Other: Amortization Schedule | No | free on web | free on web | free on web | ||
Online payment | Free | Free | Free | Free | Free | |
Recurring Draft ACH | Free | Free | Free | Free | Free | |
State Specific | ||||||
Payoff Statement | HI | 4 free – 5th consecutive may charge | * | Calculated as a percentage | ||
** | Calculated as a percentage of PITI | |||||
*** | Calculated as a percentage of P&I |
*FHA allows for two (2) free statements per year before a fee may be assessed.
FEES SUBJECT TO CHANGE WITHOUT PRIOR NOTIFICATION. PLEASE CHECK THIS SITE FOR CHANGES.
The products or services described in this website do not originate from the Federal Housing Administration (FHA) or any other government agency. Village Capital & Investment LLC is not affiliated with your current lender and any loan information presented was not obtained from your current lender. Estimated payment is for a 30 year fixed rate loan and does not include taxes and insurance. These products may have higher interest rates, more points, or more fees than products requiring documentation. Only loans with no 30 day late payments in the past year accepted. Village Capital & Investment LLC NMLS ID: 3317 Arizona Mortgage Banker License No. 0909593.