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The products or services described in this website do not originate from the Federal Housing Administration (FHA) or any other government agency. Village Capital & Investment LLC is not affiliated with your current lender and any loan information presented was not obtained from your current lender. Estimated payment is for a 30 year fixed rate loan and does not include taxes and insurance. These products may have higher interest rates, more points, or more fees than products requiring documentation. [1] Refinancing may result in higher total finance charges over the life of the loan. Village Capital & Investment LLC NMLS ID: 3317 Arizona Mortgage Banker License No. 0909593.